Payday Loans in Round Rock, TX
What would you do if you had some time off but were broke? I can think of a number of things: Stay home and sleep, watch TV, and veg; Boring! Find something to do that’s low cost; it depends on the weather and many other things. Borrow money from a friend; sometimes this is impossible, and there are many obvious downsides.
Why not Take a Payday Loan?
How easy is it? Just fill out an online form with some basic information, and a service provider will get back to you, usually within a couple of hours.
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- An active bank account that has existed for at least three months.
- Be employed for the past 3 months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
On rare occasions, lenders may need to assess your credit history. Don’t worry; they ‘Soft Pull’ it, which does not affect your credit score. However, loan providers don’t do this every time; they’re more worried about your ability to pay than anything else.
When you’ve filled out the application during the first half of the day, you’ll likely get approval later that same day. In many cases, you’ll get the money too.
If you apply later, or during off-hours, then it will obviously be the next day.
Usually, the funds will be automatically deposited into your bank account. Other ways to collect it might be possible in some situations.
There are a lot of different types of loans, one that fits every set of circumstances.
Upon approval, the money is given to you that day and is due later, on your next payday. Normally a lender will have you write a post-dated check or give them access to the funds electronically. On payday, they draw it out of your account automatically. Unemployment & disability payments are also treated as income the same as a paycheck.
- $100 Payday Loans
- $200 Payday Loans
- $300 Payday Loans
- $400 Payday Loans
- $500 Payday Loans
- $1000 Payday Loans
The funds are owed according to the terms and amounts agreed to. There are at least 2 payments due but may extend over up to a year. The normal scheme is one payment monthly or bi-weekly, but it depends on your custom-made agreement with the lender.
The money is returned in regularly scheduled installments over a period of time. There are at least 2 payments, either monthly or bi-monthly. Installment loans are usually for up to 6 months to a year but may extend longer than that according to what has been agreed upon.
Your title to a car, truck, or motorcycle can be put up as security for a loan. Typically these types of loans have a lower interest because the cash has been secured by collateral. You put your vehicle title up as security against the loan. Of course, if you default, the lender will own the vehicle, but that can be avoided by staying in contact and letting them know if there’s going to be a specific payment problem. Lenders are willing to work with you.
No Credit Check Loan
The big three credit companies aren’t involved. Normally, if you have an established history with a lender, they don’t have to go through the process every time. As long as your information hasn’t changed, the creditor will simply process the loan based on the previously given information.
These work in the same way as a credit card as far as the availability of funds is concerned. A pre-approved open-ended credit line up to a maximum amount is established, and you can access it whenever and wherever you need to. No Collateral is usually required.
One-hour Payday Loans
For situations that are time vital. Normally for customers who have a pre-established history with the lender or whose information can be checked quickly. Be it an emergency or a deal you want to pay for before it slips away, the money can be ready for you on short notice.
2nd Chance Loans
When you have had problems in the past with subprime lending and need a 2nd chance, things can sometimes happen that are out of one’s control after all. If you have a few late payments in your history but no defaults, the lender may be willing to give you another chance.
Legit Payday Loans
Stay away from risky lenders like loan sharks and other disreputable people. Network Lenders work within the law as establish by the Texas legislature.
They run a “soft pull” credit check – your credit score isn’t affected in the slightest. It gives a lender an idea of how you manage credit and what amount you can be trusted with.
Lenders clarify their terms and conditions and don’t try to fool you with hidden rules in the small print. Full disclosure in a loan is required by law. Everything is up-front and transparent.
They verify your ability to return the money by checking that you have an income from employment or other sources, such as unemployment or disability. Your statement that you can afford the loan is sometimes enough.
They don’t ask you for an upfront payment before offering you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
CashLoansNearby.com doesn’t charge for using our services. Our network members pay us a fee for introducing them to you, and you pay nothing.
Fill out our easy-to-use application, and we will connect you to our trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.
Cash Advance and Payday Loan Companies Near You (Lenders Locations)
|Company name||Address||Zip code||Phone number|
|First Cash Pawn||907 N Interstate 35, Ste C||78664||(512) 248-0827|
|First Cash Pawn||1800 S Mays St||78664||(512) 218-3982|
|Cash Store||603 Louis Henna Blvd, Ste B170||78664||(512) 244-0024|
|The Money Box||907 N Interstate 35, Ste B||78664||(512) 244-3038|
|Check ‘N Go Store #6911||1201 S Interstate 35, Ste 308||78664||(512) 238-1904|
|Action Credit||1200 Palm Valley, Suite 1210||78664||(512) 218-8700|
|Sun Loan Co||1736 N Mays St||78664||(512) 733-9617|
|Cash Today||1350 E Palm Valley Blvd||78664||(512) 388-5626|
|ALL Cash Express||2541 N Interstate 35||78664||(512) 649-1341|
|Eagle Bank||2250 N A.W. Grimes Blvd.||78665||(512) 218-3903|
|First Cash Advance||300 Mays Xing||78664||(512) 244-9925|
|Payday Advance||1040 S Mays St, Ste 103||78664||(512) 246-9681|
|Onemain Financial||1401 S Interstate 35, Ste 100||78664||(512) 238-7194|
|TRS INC||1601 S Interstate 35 Ste 500||78664||(512) 647-6253|
|Beneficial Texas Inc||2000 S Interstate 35||78681||(512) 238-1891|
|Texan Credit Corporation||1715 S Mays St, Ste C||78664||(512) 218-8700|
|RBFCU – Credit Union||101 University Oaks||78665||(512) 719-2503|
|Union State Bank||902 E Palm Valley Blvd||78664||(512) 246-6800|
|Western Finance Svc||2003 N Mays St, Ste 101||78664||(512) 351-3747|
|R Bank||1900 Round Rock Ave||78681||(512) 388-3225|
|Service Loan Co||1800 N Mays St, Ste 104||78664||(512) 310-7607|
Cashloansnearby in Round Rock, Texas
- Payday Loans
- Personal Loans
- Installment Loans