Payday Loans in Longview, TX
If you need a fast cash advance to take care of your daily expenses, consider taking out a payday loan. Payday loans online are a quick, convenient, and dependable way to get some extra cash. These short-term loans have high-interest rates and come in various sizes. So, you could easily get a 500 dollar loan in Longview, Texas, to help you manage until your next paycheck.
How to Apply for a Payday Loan Online in Longview
Applying for payday loans is a fast and simple procedure. At Cash Loans Nearby, we have digitized the entire process so you can do it from the comfort of your home. Simply follow these steps, and you’ll be done within minutes.
- Click the ‘Apply’ button on our website.
- Fill out the online loan application and make sure to double-check all the details.
- Hold while we go over your application and find which loans fit your situation the best.
- Accept our terms and conditions and e-sign the loan agreement.
- Wait for the deposit to go through and the cash advance to show up in your bank account.
What Will You Need?
When you’re applying for payday loans online, there are several things you need to do. To make it easier for you, we listed all the documents you will need beforehand and the information you need to provide us with.
- A government-issued ID proving you’re of legal age.
- To be a resident of Longview, TX.
- An active checking account with your name on it
- Social Security Number.
- A stable revenue stream of at least $1,000. You can use a recent bank statement or a pay stub from your employer.
- Email address and phone number
How Much Can You Borrow?
Payday loans in Longview, TX, don’t have a minimum or maximum limit regarding the sum you can get. Applicants can choose a cash advance anywhere from $50 to $1,000 and more. On average, Longview residents of area code 903 take out around $800. As for our service, customers often choose a short-term loan from the list below.
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
When Will You Receive Your Funds?
As soon as possible! Our lenders understand the urgency of the situation and act fast. Once you’re approved and sign the agreement, you’ll probably have the quick cash by the end of the day.
However, there are some exceptions. For instance, consumers that apply after our office hours won’t get the cash until the next business day. The same goes if you apply on a non-working day, like holidays. In these cases, the lender will send the money the following business day.
APR and Fee
Payday loans in Longview, TX, often come with additional charges. Starting off with small loans of $30, they charge $1 for each $5 borrowed. Cash advances that range between $35 and $70 have a $3.50 monthly fee. If the loan is over $70, however, there’s an extra charge of $4.
Short-term loans from $30 to $100 charge 10% of the advance amount—if the loan is under $30, there’s a $3 monthly fee. Lastly, payday loans online that exceed $100 have a maximum fee of $10. Each 100 dollar loan also charges an additional $4 per month.
Payday loans in Longview, TX, don’t have a fixed APR. So, it often exceeds 400%.
Regulations Surrounding Payday Loans in Texas
Payday loans in Texas have a set of strict regulations all parties must follow. This way, everyone involved in the process knows the exact rules of play. For instance, there are no limits on the amount applicants can borrow. So, you can easily take out a 300 dollar loan or larger.
These advance payday loans can come with two different repayment terms. Single quick cash loans can be due between two weeks and an entire month. Alternatively, installment loans need to be paid off within six months.
Payday loans in Longview, TX, don’t have a cooling-off period or a rollover limit. Customers are free to request a new loan with us as soon as they pay off the first one.
Advance payday loans can come in several different forms. Check out these cash advance alternatives and see which suits your situation the best.
Bad Credit Loans
Our bad credit loans could be a lifesaver for applicants that need quick cash but have a bad credit history. They’re made possible because our lenders will only perform a soft check on their prospective clients. However, applicants need to provide proof of employment and proof of income.
If you own a car and need instant cash, title loans could be an excellent choice for you. With these loans, you secure your car’s title as collateral. During the loan term, our lender has ownership over your vehicle. However, you can still use it. Once you repay, the ownership is returned.
No Credit Check Loans
If you don’t want to go through a credit check but need to borrow money instantly, we might have the thing for you. Many of our lenders consider other factors when approving customers and will only run a soft check. This way, your credit score will not be affected at all.
Payday Loans for Unemployed
Customers that are facing unemployment are still eligible for a quick 200 dollar loan or larger. During the loan application, our payday lenders will consider various income sources. This list usually includes pension, retirement, or government benefits. Additionally, having a good credit history improves your chances of getting approved.
Legit Payday Loans
Payday loans in Longview, TX, are 100% legal. We follow all federal and state laws to guarantee the protection of our lending partners and customers.
Cashloansnearby in Longview, Texas
- Payday Loans
- Personal Loans
- Installment Loans
ATM Locations in Longview, TX
|ETPCU||3502 W Loop 281, Longview, TX 75604|
|Cardtronics ATM||3301 N Fourth St, Longview, TX 75605|
|Cardtronics ATM||3354 Gilmer Rd, Longview, TX 75604|
|Cardtronics ATM||1800 S High St, Longview, TX 75602|
|Cardtronics ATM||1775 W Loop 281, Longview, TX 75604|
|VeraBank ITM||800 Gilmer Rd, Longview, TX 75604|
|Cardtronics ATM||2430 Gilmer Rd, Longview, TX 75604|
|VeraBank ITM||201 N Green St, Longview, TX 75601|
|ATM||1708 Judson Rd, Longview, TX 75601|
|VeraBank ITM||3412 N Fourth St, Longview, TX 75605|
|ATM||2401 H G Mosley Pkwy, Longview, TX 75605|
|VeraBank ITM||3354 Gilmer Rd, Longview, TX 75604|
|ATM (Food-Fast Convenience Store)||3305 S Eastman Rd, Longview, TX 75602|
|ATM (E-Z Mart)||1001 W Loop 281, Longview, TX 75604|
|ATM (Food-Fast Convenience Store)||101 W Hawkins Pkwy, Longview, TX 75605|
|Guaranty Bank & Trust ATM||901 N Eastman Rd, Longview, TX 75601|
|Eastman Credit Union ATM||1807 W Loop 281, Longview, TX 75604|
|ATM||3302 S Eastman Rd, Longview, TX 75602|
|ATM||423 Gilmer Rd, Longview, TX 75604|
|ATM||300 E Whaley St, Longview, TX 75601|
|ATM (Texas Bank & Trust Co)||1800 W Loop 281, Longview, TX 75604|
|ATM (Food-Fast Convenience Store)||3357 Gilmer Rd, Longview, TX 75604|
|ATM||2430 Gilmer Rd, Longview, TX 75604|
|ATM||2545 Judson Rd, Longview, TX 75605|
|ATM Machine at LEONS STEAKHOUSE & SALOON||2112 S Eastman Rd, Longview, TX 75602|
|Eastman Credit Union||3066 N Eastman Rd, Longview, TX 75605|
|ATM||213 N Fredonia St, Longview, TX 75601|
|Prosperity Bank – Longview||1218 W Loop 281, Longview, TX 75604|
|ATM||2321 W Loop 281, Longview, TX 75604|