Payday Loans in Killeen, TX
CashLoansNearby has several financial products for Kileen, Texas residents who find it challenging to survive between paychecks. Consider a payday loan designed for borrowers facing money issues due to unexpected expenses and emergencies.
You can use cash advance products from Cash Loans Nearby to maintain your financial stability. We avoid lengthy application processes and hard credit checks. Plus, you can use the deposit any way you like, whether it be a medical bill or a car repair.
How To Apply For A Payday Loan Online In Killeen, TX?
Visiting the nearest loan store may be an hour’s drive. If you prefer doing things online, our services may be what you need. Filling an application online is a convenient and quick way to request a small loan.
- To begin, reach out to our website and click the ‘Apply’ button.
- Fill out our online loan application. All data you share with us is 100% safe.
- You will receive several relevant offers from direct lenders within minutes.
- Confirm the funds by e-signing the loan agreement.
- Expect the deposit to your bank account within 24 hours.
What Will You Need?
The documents needed to prove your eligibility for any small loan may vary across lenders. Yet, the basic requirements that most lending companies within our network request are the following:
- To be a resident of legal age in Texas.
- To have earnings of at least $1,000 per month.
- To have an active checking account.
- To present a Social Security Number.
- To provide a phone number and email.
- Not to be in bankruptcy.
How Much Can You Borrow?
Payday loans in Killeen, TX, typically range from as little as $50 to $1,000. The average amount lenders approve sits around $800. When it comes to our customers, they usually require the following amounts:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
Any approved loan will depend on your capacity to service your debt. If you meet all underlying requirements, money transfer is almost guaranteed.
When Will You Receive Your Funds?
It’s usually within a day. Most borrowers witness that their cash transaction went through within hours. More specifically, quick cash can take place the same or the next business day. So, whatever the emergency, you’ll have a fast and convenient way to resolve it.
Instant cash generally depends on the time of applying. So, if you apply in the afternoon or during weekends, expect minor delays. These usually happen due to bank working hours.
APR And Fees
There are no specific rules for payday loans in Killeen, TX. There is no cap on the fees that lenders can charge. Also, there is no exact limit of the amount you can borrow, but products usually range between $50 and $1,000.
Here’s a table of the charges:
- Up to $30 -1/5 of the amount
- $30 to $100 – 1/10 of the amount + $3 a month if under $30
- $35 to $70 – $3.50 a month + $4 a month if over $70
- Over $100 – $10 + $4 a month for each $100
The maximum interest per transaction in Texas is 10% of the amount. Plus, the APR in Texas is anywhere from 400% to 640%. Lenders also charge $30 fees for NSF, which can worsen your situation if you can’t repay. Failing to settle your debt can lead to other extra charges, too.
Regulations Surrounding Payday Loans In Killeen, TX
Texas State has introduced regulations to ensure protection from scams. Rules forbid lenders to divide loans to impose higher interest rates and fees. However, there’s no maximum amount specified when applying for payday loans.
Killeen residents can ask for as many rollovers as they want, which can severely damage their scores. Also, there’s no waiting time before taking on another loan, and consumers can request rollovers.
Eligible clients who live in code area 254 can apply for various advance payday loans. Yet, cash advances may not suit everyone’s financial plans. Check out our other available options you can apply for.
Bad Credit Loans
A lack of history or past financial mishaps will not disqualify you from a loan with us. Cash Loans Nearby has approved customers with no credit history or bad credit history before. Meaning, we won’t decline you automatically for having poor credit. Yet, we may seek extra proof of your ability to repay.
When small loans cannot resolve your worries, you may turn to a car title loan. The only difference with such financing is that you’ll sign your vehicle over to the lender until you repay. Expect to get your title and the spare key back as soon as the debt gets settled.
No Credit Check Loans
Fearing rejection because your credit score makes you a risky borrower is not a rare sight. If this is your case, consider a no-credit-check loan that accepts applicants with any score. We’ll probably run a soft credit check to ensure you can pay the money back. Other criteria we look into may include your employment and account standing.
Payday Loans For Unemployed
Applying for a traditional bank loan may be out of the question if you have no regular employment. Your best shot is to choose a lender that considers income from other sources. So, if you receive benefits or a pension, try applying for short-term loans with us. To qualify, you must present a valid revenue source and proof of good credit.
Legit Payday Loans
We offer legit payday loans in Killeen for Texans that need fast access to cash. The first step in the process is to figure out which factors matter the most in your selection. Our loan locator will always give you legitimate and relevant loan offers. Never accept them until you understand all the fees and APRs that come with them.
Cashloansnearby in Killeen, Texas
- Payday Loans
- Personal Loans
- Installment Loans
ATM Locations in Killeen, TX
|Wells Fargo ATM||2010 Heights Dr, Harker Heights, TX 76548|
|USAA ATM||2505 Trimmier Rd, Killeen, TX 76542|
|Cardtronics ATM||1000 South W S Young Drive, Killeen, TX 76543|
|VeraBank ATM||2201 E Stan Schlueter Loop, Killeen, TX 76542|
|USAA ATM||1600 Lowes Blvd Suite 60, Killeen, TX 76542|
|VeraBank ITM||2201 E W Stan Schlueter Loop, Killeen, TX 76542|
|Extraco Banks | Harker Heights: Indian Trail | ATM||600 Indian Trail, Harker Heights, TX 76548|
|Texas First||Killeen, TX 76542|
|Bank of America ATM (Drive-thru)||2551 Trimmier Rd, Killeen, TX 76542|
|VeraBank ATM||120 N Gray St, Killeen, TX 76541|
|Shazam Atm||3305 E Elms Rd, Killeen, TX 76542|
|Extraco Banks | Harker Heights | ATM||100 W Central Texas Expy, Harker Heights, TX 76548|
|Fort Hood National Bank – ATM ONLY||8101 Clear Creek Rd, Killeen, TX 76542|
|Shazam Atm||1011 Wales Dr, Killeen, TX 76549|
|Cardtronics ATM||3001 Old FM 440 Rd, Killeen, TX 76549|
|USAA ATM||902 W Central Texas Expy, Killeen, TX 76541|
|VeraBank ITM||120 N Gray St, Killeen, TX 76541|
|Cardtronics ATM||4302 E Stan Schlueter Loop, Killeen, TX 76542|
|PenFed Credit Union||701 W Central Texas Expy, Harker Heights, TX 76548|
|Fort Hood National Bank | ATM||9212 Old Ironsides Ave, Fort Hood, TX 76544|
|Cardtronics ATM||3200 S Fort Hood St, Killeen, TX 76542|
|Citibank ATM||1219 S Fort Hood St, Killeen, TX 76542|
|PenFed Credit Union||37th St, Fort Hood, TX 76544|
|VeraBank ITM||345 E, Farm to Market 2410, Harker Heights, TX 76548|
|USAA ATM||1110 Lowes Blvd, Killeen, TX 76542|
|ATM||602 W Elms Rd, Killeen, TX 76542|
|Cardtronics ATM||4701 S Clear Creek Rd, Killeen, TX 76549|
|ATM 7ELEVEN, INC.||1000 South W S Young Drive, Killeen, TX 76543|
|Navy Federal Credit Union ATM||Killeen, TX 76542|