Irving

Payday Loans in Irving, TX

Payday loans online are a quick and dependable way to cover your monthly expenses. These high-interest, short-term loans come in several different sizes. Applicants can easily take out a 500 dollar loan to help them until their next paycheck. Scroll down to learn more about taking out payday loans in Irving, TX, with Cash Loans Nearby.

How to Apply for a Payday Loan Online in Irving

Cash Loans Nearby provides users with a fast and easy loan application process online. Simply follow these steps, and you could have the borrowed money amount by the end of the day.

  • Click on the ‘Apply’ button on our site.
  • Complete the loan application with the necessary data.
  • Wait while we look over your application. If you’re approved, we’ll give you one or more options to choose from.
  • E-sign the agreement to accept our terms and conditions.
  • Wait for the deposit to complete and the instant cash to show up in your account.

What Will You Need?

When customers are applying for payday loans, they will notice several conditions they need to fulfill. To avoid any issues with the application, consult the list below before applying.

  • A government-issued ID proving you’re over 18.
  • To be a resident of Irving.
  • An active checking account with your name on it
  • Social Security Number.
  • A stable income of at least $1,000—you can use a pay stub from your employer as proof.
  • Phone number and email address

How Much Can You Borrow?

Payday loans in Irving, TX, don’t limit the amount residents can borrow. So, you can get anywhere from $50 to over $1,000. Research has shown that Texans usually take out around $800. Most of the time, our customers request a cash advance from the following range:

  • 100 dollar loan
  • 200 dollar loan
  • 300 dollar loan
  • 500 dollar loan
  • 1000 dollar loan

When Will You Receive Your Funds?

When you get your cash advance depends on when you have applied for the loan. We work with dependable lenders that make sure to complete the transaction as soon as possible. If you’re approved and sign the agreement immediately, you’ll likely get the small loan the same day. However, this isn’t always the case. If you apply after working hours, you’ll need to wait until the following business day.

APR and Fee

Advance payday loans in Texas don’t come with a fixed annual percentage rate. So, they usually exceed 400%. Instant cash often comes with additional charges the borrower needs to cover. We listed the typical extra fees you might come across.

  • Small loans under $30 have a $1 fee for each $5 borrowed.
  • Quick cash advances from $30 and $100 charge 10% of the loan amount monthly. If the loan is smaller than $30, there’s an extra $3 monthly fee.
  • Short-term loans that range between $35 and $70 come with a fee of $3.50 per month. If the loan exceeds $70, there’s an additional $4 charge.
  • Cash advances larger than $100 have an extra fee of up to $10. Note that each 100 dollar loan also charges $4 monthly.

Regulations Surrounding Payday Loans in Texas

Payday loans in Texas are under strict regulations. This is done so that all parties involved in the loans are protected. These financial advances can come with two different repayment terms. Single payday loans in Irving, TX, have a period that ranges between two weeks and a month. Installment loans, however, are due within six months. Additionally, the state of Texas doesn’t limit the loan amount. So, you can choose between a 200 dollar loan or a larger one.

There’s no mention of a cooling-off period. Meaning, Irving residents of area codes 214, 469, 972, ‎682, and 817 don’t need to wait at all before applying for a new loan with us. Additionally, the Texas government doesn’t specify a limit on rollovers.

Loan Alternatives

The reality is that a single payday loan may not be the best option for all applicants. However, our creditor service works with lenders that offer different kinds of short-term loans. Scroll down to read about the top five advance payday loans.

Bad Credit Loans

Irving residents that have a bad credit score are still eligible for instant cash. Plenty of our lenders offer financial help to applicants with bad credit. They usually run a soft check to ensure their protection. Additionally, they’ll likely ask for proof of employment and a stable income.

Title Loans

If you need quick cash and own a car, title loans might be the solution for you. These short-term loans work by you securing your vehicle’s title as collateral. During the repayment term, the lender owns the car, while you can still drive it. After you repay, the ownership is returned.

No Credit Check Loans

Applicants from Irving, Texas that have no credit can still apply. We work with lenders that offer small loans without running a hard credit check. However, they do look over other aspects of the applicant’s financial situation. This includes employment, income source, and bank account standing.

Payday Loans for Unemployed

If you don’t have regular employment, getting a bank loan might be difficult. Our lenders consider alternate revenue sources. This includes government benefits, pension, or retirement. If any of these provide your income, you could be eligible for unemployment. Your chances of getting approved are increased if you have good credit.

Legit Payday Loans

Payday loans in Irving, TX, are completely legal and legit. Moreover, Cash Loans Nearby follows all state and federal regulations. So, borrowing from our lenders is entirely safe and within all applicable laws.

Cashloansnearby in Irving, Texas

Address
1339 N Belt Line Rd, Irving, TX, 75061
Hours
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
9:00 AM – 6:00 PM
Closed
Services
  • Payday Loans
  • Personal Loans
  • Installment Loans

ATM Locations in Irving, TX

ATM Location
Corner Store ATM 101 S MacArthur Blvd, Irving, TX 75060
North Lake College ATM (K Building) N MacArthur Blvd, Irving, TX 75038
Corner Store ATM 5401 N MacArthur Blvd, Irving, TX 75038
Corner Store ATM 1401 N Belt Line Rd, Irving, TX 75061
Corner Store ATM 3950 Valley View Ln, Irving, TX 75062
Bank of America ATM (Drive-thru) 110 E John Carpenter Fwy, Irving, TX 75062
Cardtronics ATM Dallas/Fort Worth International Airport, 3200 E Airfield Dr, Dallas, TX 75261
Cardtronics ATM 5075 W Northgate Dr, Irving, TX 75062
Bank of America ATM (Drive-thru) 7300 N MacArthur Blvd, Irving, TX 75063
ATM 3661 N Belt Line Rd, Irving, TX 75062
Comerica Bank – ATM 301 W Irving Blvd, Irving, TX 75060
Wells Fargo ATM 4835 N OConnor Rd, Irving, TX 75062
Bank of America ATM (Drive-thru) 120 S Ohio St, Irving, TX 75060
Bank of America ATM 330 W Irving Blvd, Irving, TX 75060
Comerica Bank – ATM 1050 W John Carpenter Fwy, Irving, TX 75039
ATM Las Colinas Boulevard. 6000 Las Colinas Blvd, Irving, TX 75039
Wells Fargo ATM 1050 Market Pl Blvd, Irving, TX 75063
Bank of America ATM (Drive-thru) 5400 N MacArthur Blvd, Irving, TX 75038
Bank of America ATM 2706 W Irving Blvd, Irving, TX 75061
ATM 520 W 6th St, Irving, TX 75060
ATM 7201 Valley View Ln, Irving, TX 75039
Bank of America ATM (Drive-thru) 3662 N Belt Line Rd, Irving, TX 75062
ATM (Amegy Bank) 8665 Cypress Waters Blvd, Irving, TX 75063
Cardtronics ATM 5420 N MacArthur Blvd, Irving, TX 75038
Cardtronics ATM 3225 W Airport Fwy Suite 100, Irving, TX 75062
Comerica Bank – ATM 4901 N Belt Line Rd, Irving, TX 75038
PNC Bank ATM 1901 East, TX-356, Irving, TX 75060

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