Fort Worth

Payday Loans in Fort Worth, TX

If you need a quick and dependable way to cover some unexpected bills, we might have just the thing for you. Payday loans online are a convenient option you can turn to if you’re dealing with financial troubles. These high-interest short-term loans can quickly go up to $1,500. With their help, you can pay off car repair costs, unexpected utility bills, or whatever other expenses you’re dealing with. Cash Loans Nearby has products designed to suit the needs of various Fort Worth borrowers.

How to Apply for a Payday Loan Online in Fort Worth?

Applying for payday loans in area codes 682 and 817 is a quick and effortless process. All you need is your personal information and a few minutes of your time. To make it easier for you, we broke down the application steps:

  • Go to our website and click on the ‘Apply’ button.
  • Fill the loan application with the required information.
  • Hold for our quick decision and offers that match your situation.
  • Agree to our terms and conditions and e-sign the loan agreement.
  • Wait for the money to appear in your checking account.

What Will You Need?

Customers can apply for payday loans in Fort Worth, TX either in-store, or online. While you’re completing the loan application, you’ll notice that we ask for several documents. To successfully apply, you need:

  • To be 18 or over
  • A valid, government-issued ID proving you are a US citizen or resident
  • Proof of a stable income (pay stub) of at least $1,000.
  • An active bank checking account
  • An active email and valid phone number

How Much Can You Borrow?

The State of Texas doesn’t cap payday loan amounts. As for how much money you personally can borrow, it depends on your eligibility. Most of our customers take out a loan from the following range:

  • 100 dollar loan
  • 200 dollar loan
  • 300 dollar loan
  • 500 dollar loan
  • 1000 dollar loan

When Will You Receive Your Funds?

At Cash Loans Nearby, we provide our consumers instant access to their payday loans in Fort Worth, TX. If everything goes smoothly with your loan application, you should have the money the same day. Still, there are some exceptions. For instance – if you apply after we’re closed or on a non-working day. In these cases, the transaction will get processed the following business day.

However, if you apply in-store, you’ll get an instant decision, and you should have your money immediately.

APR and Fees

Lenders in Fort Worth cannot charge over 10% for a transaction. The charges are categorized depending on the amount. Small loans up to $30 come with a fee of 1/5 of the amount. If you get between $30 and $100, the charges are 1/10 of the amount plus $3 a month if the sum is under $30.

Moreover, loans between $35 and $70 have a $3.5 monthly service charge or $4 a month for sums between $70 and $100. Advance payday loans that exceed $100 have fixed $10 charges and a $4 monthly fee for every $100 borrowed.

Texas and Fort Worth regulations don’t cap the APR on payday loans. So, it can exceed 400%.

Regulations Surrounding Payday Loans in Fort Worth

Payday loans in Fort Worth, TX, don’t have a maximum limit. You can repay the loan between 14 and 31 days. Alternatively, if you take out an installment loan, it’s due within six months. Texas law forbids lenders from dividing one loan into two. This way, consumers get protection, and lenders can’t collect higher interest rates.

Texas law doesn’t specify a cooling-off period or a restriction on the number of rollovers. There is, however, a legal limit on how many times companies can refinance the same loan.

Loan Alternatives

Small loans can be a genius solution if you’re in the midst of financial trouble. Yet, payday loans aren’t the only kind of cash advance you can take out. For more information, check out these alternatives.

Bad Credit Loans

Many people that have a bad credit score think they’re not eligible for an instant cash loan. However, plenty of our network lenders provide a bad credit loan option. To apply, all you need to do is provide proof of income. This way, we can ensure that you’re able to pay the loan off on time. Still, tread lightly, as bad credit loans often come with higher interest rates.

Title Loans

If you own a car and need some quick cash, taking out an auto title loan might be the thing for you. You can still use your vehicle during the loan term. After you repay the borrowed amount, you gain back full ownership of your car.

No Credit Check Loans

If you don’t have a good credit score, no credit check loans might be the perfect thing for you. Cash Loans Nearby usually runs a soft check, which doesn’t harm your score. Some crucial factors during the approval process include your employment, income, and bank account balance.

Payday Loans for Unemployed

Those who are in-between jobs but need a cash advance shouldn’t worry. We offer payday loans in Fort Worth, TX, for unemployed applicants, and it might be your best shot. To qualify, you must have a good credit score. Additionally, you also need to have a stable income source. During the application process, we consider alternative income sources. These include government benefits, retirement, pension, and more.

Legit Payday Loans

If you need a deposit of up to $1,500, consider taking out a legit payday loan. These fast cash advances can be a swift and reliable solution for many unforeseen expenses you might be dealing with.

Even if you have a bad credit score, you can still borrow up to $1,500. It’s important to note that paying them off within the term is vital since extra charges can quickly increase.

Cashloansnearby in Fort Worth, Texas

Address
8541 Boat Club Rd, Fort Worth, TX, 76179
Hours
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
8:00 AM – 7:00 PM
9:00 AM – 6:00 PM
Closed
Services
  • Payday Loans
  • Personal Loans
  • Installment Loans

ATM Locations in Fort Worth, TX

ATM Location
Wells Fargo ATM 120 W 3rd St, Fort Worth, TX 76102
ATM Transfund 700 S Industrial Blvd, Euless, TX 76040
ATM Transfund 2800 Alta Mere Dr, Fort Worth, TX 76116
Corner Store ATM 4150 Bryant Irvin Rd, Fort Worth, TX 76109
Corner Store ATM 9400 White Settlement Rd, Fort Worth, TX 76108
PNC Bank ATM 2901 W 7th St, Fort Worth, TX 76107
Corner Store ATM 9836 White Settlement Rd, Fort Worth, TX 76108
Cardtronics 1303 Calhoun St, Fort Worth, TX 76102
Cardtronics ATM 3300 W 7th St, Fort Worth, TX 76107
Bank of America ATM (Drive-thru) 4751 S Hulen St, Fort Worth, TX 76132
Cardtronics 2500 Forest Park Blvd, Fort Worth, TX 76110
Bank of America ATM (Drive-thru) 9654 Legacy Dr, Fort Worth, TX 76108
ATM 615 Byron Nelson Blvd, Roanoke, TX 76262
Prosperity Bank – ATM – Sundance Square 312 Houston St, Fort Worth, TX 76102
Cardtronics ATM 3809 E Belknap St, Fort Worth, TX 76111
Bank of America ATM (Drive-thru) 3100 S University Dr, Fort Worth, TX 76109
Bank of America ATM 6700 West Fwy, Fort Worth, TX 76116
Bank of America ATM 900 8th Ave, Fort Worth, TX 76104
PNC Bank ATM 3410 Sycamore School Rd, Fort Worth, TX 76133
Cardtronics(ATM) 4800 S Hulen St, Fort Worth, TX 76132
Briggs Freeman Sothebys International Realty – Fort Worth Mira Vista 6400 Mira Vista Blvd, Fort Worth, TX 76132
Cardtronics ATM inside the Walgreens #04417 8600 Hwy 80 W, Fort Worth, TX 76116
Bank of America ATM (Drive-thru) Handley, Fort Worth, TX 76112
Cardtronics ATM 4821 South Fwy, Fort Worth, TX 76115
Bank of America ATM (Drive-thru) 3100 Altamesa Blvd, Fort Worth, TX 76133
Southwest Theological Seminary ATM (Naylor Student Center) 4530 Stanley Ave, Fort Worth, TX 76115
Cardtronics ATM 3220 Denton Hwy, Haltom City, TX 76117
Bank of America ATM (Drive-thru) 6696 Bridge St, Fort Worth, TX 76112

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