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Learn the Process for Getting a Cash Loan at CashLoansNearby:
We accept loan requests from all individuals, regardless of their credit score. There are certain basic qualifications you must meet if you want to get approved. Before submitting a loan request, please make sure that you are eligible when it comes to the following criteria:
ID/Age/Residency – You must be a legal citizen or a permanent resident in the US. Only customers over 18 can get approved for a loan. You must have a valid Social Security Number (SSN).
Regular income – In order to know that you can repay a loan, you must either be self-employed, permanently employed or to get regular or Social Security or disability benefits.
What will you get?
We will connect you with a lender as soon as possible
Simple and user-friendly interface
If you get approved, your money is typically available the next bussiness day
FAQ
Do I qualify for a cash loan?
Most lenders from our network require consumers to have their current job position for at least 90 days. Furthermore, only US citizens or permanent residents over the age of 18 can get approved for a loan. The income per month you have should be around $1,000 after tax. Lastly, all applicants must provide a phone number (home or work) and a valid email address.
How much can I borrow?
Most cash loan lenders we work with offer loans from $100 to $1,000. Still, the exact amount offered to you by the lender depends on various elements such as where you live and whether there are any legal restrictions in your state in terms of loans.
How can I receive the funding?
After you get approved for a cash loan by the lender and you agree to the payday loan terms, the lender will deposit the funding directly to the bank account you have provided. This process usually completes within a business day.
Can I get a cash loan with bad credit?
Each cash loan provider from our network has their own underwriting policies and usually offers loans to consumers with a good credit history. Those who have bad credit can find a great alternative in short-term loans that are also offered by our lenders.
How long does the process take?
Completing and submitting our secure online form takes no more than a few minutes. Once we have all the required personal data from you, we can move on to connecting you with a reliable lender. You can expect a response as soon as in a few minutes. Getting approved and receiving the money can be finalized in 24-48 hours.
Our Benefits
Full processing online for your loan request
No more waiting in long lines, no more getting stuck in the traffic. Submit a loan request wherever you are and using any device.
Fast connection with reliable lenders
Forget about long procedures and endless waiting for your approval. We can inform you within minutes whether we have a lender that meets your needs or not.
Trusted lenders always open to loan requests
Our lender network is one of the biggest ones when it comes to payday loans. This gives us a serious competitive advantage and enables our customers to get the best offers from over 100+ loan lenders.